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Regular Checking - MMDA Accounts

Regular Checking Accounts

Our Regular Checking Accounts have a lot to offer! Our helpful and knowledgeable New Account Representatives can help you open yours today. Come by or call us in Alva at (580)327-1122 or Woodward at (580)256-5523. There is no minimum balance requirement to open or maintain a regular checking account. There are no monthly service charges. ATM card applications are available for all Regular Checking account holders. There is no charge for withdrawals at any of our local ATMs . As our customer, you will not be charged for cashing checks that are not drawn on us. This type of account is available to individuals, couples, non-profit organizations, business, corporations, trusts or estates.

MMDA Accounts

Our Money Market Deposit Account is more than just a savings account. This list of features can help you decide if one of our MMDA's is right for you:

  • Requires a $2,500 minimum deposit to open, with no minimum deposit amount after the initial deposit.
  • You may make up to 6 withdrawals or transfers per month at no charge. There is a $5 fee per withdrawal in excess of 6 per month.
  • Interest is compounded and paid to your account each month.
  • Our MMDA's are ATM accessible.

For more information and current interest rates call one of our friendly account representatives today in Alva at (580) 327-1122 or Woodward at (580) 256-5523.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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